FTMO vs FundedNext (2026): Which Prop Firm is Better?

Last Updated: August 2026 If you are looking to get funded in 2026, you have likely narrowed your choices down to the two biggest names in the industry: FTMO and FundedNext. Both offer massive funding, but their rules, profit splits, and payout structures are very different. In this head-to-head comparison, we break down everything you need to know to decide which prop firm is right for you. ## 1. Challenge Rules & Profit Targets ### FTMO Challenge FTMO is famous for its rigorous 2-step evaluation. To pass the [FTMO Challenge](/prop-firms/ftmo), you must hit a 10% profit target in Step 1, followed by a 5% target in Step 2 (Verification). The max daily loss is 5%, and the max total loss is 10%. FTMO has no time limits, meaning you can take as long as you need to pass. ### FundedNext Challenge [FundedNext](/prop-firms/fundednext) also offers a 2-step evaluation, but with an 8% profit target for Step 1 and a 5% target for Step 2. This slightly lower initial target makes FundedNext technically easier to pass for aggressive traders. They also offer a 1-step evaluation if you prefer a faster route. ## 2. Profit Splits & Payouts This is where the two firms diverge significantly: * **FTMO:** Starts at an 80% profit split. After you pass 4 payouts, your split scales up to 90%. Payouts are processed bi-weekly. * **FundedNext:** Offers one of the highest splits in the industry—up to 95%. Furthermore, FundedNext pays out bi-weekly, but their standout feature is that they pay you 15% of your profits during the evaluation phase, even if you ultimately fail the challenge. **Winner:** FundedNext. The 95% split and the evaluation-phase payouts are incredibly hard to beat. ## 3. Pricing & Account Sizes Both firms offer account sizes ranging from $10k up to $200k. FTMO’s $100k challenge costs around €540, while FundedNext’s $100k 2-step challenge is priced slightly lower at around $549 (though they frequently run massive discount promos). If you want to compare exact pricing across all account sizes side-by-side, check out our [Prop Firm Challenge Comparison Tool](/challenges). ## 4. Trust & Regulation FTMO has been around since 2015 and is widely considered the gold standard of the industry. They recently acquired the regulated broker OANDA, which adds a massive layer of institutional trust. FundedNext is newer (founded in 2022) but has paid out over $261 million to traders. They route their funded accounts through the ASIC-regulated broker Eightcap, which provides excellent financial security. ## The Verdict: Which should you choose? **Choose FTMO if:** You want the absolute safest, most established name in the industry, don't mind an 80% starting split, and want to trade with the firm that sets the industry standard. **Choose FundedNext if:** You want the highest possible profit split (up to 95%), want to get paid during your evaluation, and prefer slightly lower profit targets to get funded faster. Both are excellent choices. Ready to compare their exact drawdown rules and fees? Visit our [Compare Prop Firm Challenges](/challenges) page to see them side-by-side. --- *About the Author: The ForexHub Pro team consists of former proprietary traders and fintech analysts with over a decade of experience. We rigorously test brokers and prop firms to provide unbiased, data-driven reviews. Learn more about our [review process](/about).*